![]() She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Named among Nashville’s best places to work ten times, Ramsey Solutions employs more than 650 team members focused on and dedicated to doing work that matters.Īs a #1 New York Times best-selling author and seasoned communicator, Rachel Cruze helps people learn the proper ways to handle money and stay out of debt. Millions of people have gone through Financial Peace University classes across the country, and Ramsey Solutions’ world-class speakers have brought vision, inspiration and encouragement to over a million more. Through a variety of mediums including live events, publishing, syndicated columns and a nationally syndicated radio show, Ramsey Solutions uses commonsense education to empower people to win at life and with money. The company’s success is defined by the number of people whose lives are changed by a message of hope. Ramsey Solutions is committed to helping people regain control of their money, build wealth, grow their leadership skills and enhance their lives through personal development. The nationally representative sample was fielded November 29, 2017, to December 5, 2017, using a third-party research panel.Ĭonsumer debt defined in this study as types of debt including: credit card debt, student loans, car loans, medical debt, home equity loans, 401(k) loans and tax debt.ĭebt-free defined in this study does not include mortgage debt. Attitudinal-based statistics include only those with an opinion on the topic. adults to gain an understanding of personal finance behaviors and attitudes, and how money impacts relationships. The State of Finances in the American Household is a research study conducted with 1,072 U.S. Almost half (47 percent) of respondents with consumer debt say their level of debt creates stress and anxiety.Īdditional survey findings can be found at. Sixty-three percent of those with $50,000 or more in debt feel anxious about talking about their personal finances.Ninety-four percent of respondents who say they have a “great” marriage discuss their money dreams with their spouse, compared to only 45 percent of respondents who say their marriage is “okay” or “in crisis.” Eighty-seven percent of respondents who say their marriage is “great” also say they and their spouse work together to set long-term goals for their money.One-third of people who say they argued with their spouse about money say they hid a purchase from their spouse because they knew their partner would not approve.Forty-three percent of couples married more than 25 years started off in debt, while 86 percent of couples married five years or less started off in the red - twice the number of their older counterparts. Nearly two-thirds of all marriages start off in debt.“Couples also need to understand their money differences, like who’s the spender and who’s the saver, so they can be on the same page with their finances.” There’s a peace of mind they haven’t experienced before,” said Rachel Cruze, #1 New York Times best-selling author and personal finance expert. “When a husband and wife can eliminate debt, a shift happens in their marriage. Those who say they have a “great” marriage are almost twice as likely to talk about money daily or weekly compared to those who say their marriage is “okay” or “in crisis." Almost half of couples with $50,000 or more in consumer debt say money is a top reason for arguments. The larger a couple’s debt, the more likely they were to say money is one of the top issues they fight about. adults to gain understanding of personal finance behaviors and attitudes, as well as how married couples communicate and relate about money. In late 2017, Ramsey Solutions, a leading company in financial education, conducted a study of more than 1,000 U.S. Results show that both high levels of debt and a lack of communication are major causes for the stress and anxiety surrounding household finances. ![]() According to a new survey by Ramsey Solutions, money fights are the second leading cause of divorce, behind infidelity. 7, 2018) – The number one issue couples fight about is also a topic many couples avoid discussing - money. ![]() Ramsey Solutions study reveals link between relationship problems and finances
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